The Reform
Digital Twin
Your mirrored environment for Transaction Monitoring.
Your mirrored environment for Transaction Monitoring.
Learn about us
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Introducing
Introducing
Reform
Digital Twin
Reform
Digital Twin
Reconstruct, test and optimise your existing AML systems in a secure simulation environment before making changes in production.
Reconstruct, test and optimise your existing AML systems in a secure simulation environment before making changes in production.
Built on decades of
industry experience
Built on decades of
industry experience
Built on decades of
industry experience
Our founders, advisors and leadership team have held senior roles across leading banks, consulting firms, regulators and AML technology companies.
Our founders, advisors and leadership team have held senior roles across leading banks, consulting firms, regulators and AML technology companies.
Selected organisations where members of the Reform leadership and advisory team have worked or currently serve.
Selected organisations where members of the Reform leadership and advisory team have worked or currently serve.
Selected organisations where members of the Reform leadership and advisory team have worked or currently serve.
BEYOND THE DIGITAL TWIN
BEYOND THE DIGITAL TWIN
One Digital Twin. Three outcomes.
One Digital Twin. Three outcomes.
A single simulation layer for optimising and modernizing existing transaction-monitoring systems, testing future capabilities and evidencing effectiveness.
A single simulation layer for optimising and modernizing existing transaction-monitoring systems, testing future capabilities and evidencing effectiveness.
We don't replace or reverse-engineer AI models. We make them explainable, benchmarkable and defensible.
SIMULATE
OPTIMIZE
Optimise Existing Systems
Independent
Model Validator
Reconstruct and analyse existing detection logic to tune thresholds, identify redundancy, test scenarios and improve performance.
OPTIMIZATION LAYER
SIMULATE
OPTIMIZE
Independent
Model Validator
Reconstruct and analyse existing detection logic to tune thresholds, identify redundancy, test scenarios and improve performance.
OPTIMIZATION LAYER
COMPARE
TRANSITION
De-risk Change and AI
AI Transition
Partner
Compare rules, models and new detection approaches against a reliable baseline before introducing them into production.
AI TRANSITION LAYER
COMPARE
TRANSITION
AI Transition
Partner
Compare rules, models and new detection approaches against a reliable baseline before introducing them into production.
AI TRANSITION LAYER
EVIDENCE
GOVERNANCE
Evidence Effectiveness
Coverage
Assurance Layer
Assess detection coverage, document decisions and generate a consistent audit trail across the optimisation lifecycle.
Assess detection coverage, document decisions and generate a consistent audit trail across the optimisation lifecycle.
EVIDENCE & GOVERNANCE LAYER
EVIDENCE
GOVERNANCE
Coverage
Assurance Layer
Assess detection coverage, document decisions and generate a consistent audit trail across the optimisation lifecycle.
EVIDENCE & GOVERNANCE LAYER
Optimize and Transform
Optimize and Transform
Optimize Existing Detection
Replace fragmented, manual tuning with a digital replica of your transaction-monitoring environment. Simulate threshold, scenario and segmentation changes before deployment, quantify their impact, and generate a complete audit trail.
Transition to AI with Confidence
Test rules, machine-learning models and new detection approaches in a mirrored environment. Prove coverage, measure performance, control false positives and build the evidence required for a safe, explainable and regulator-ready transition.
Optimize Existing Detection
Replace fragmented, manual tuning with a digital replica of your transaction-monitoring environment. Simulate threshold, scenario and segmentation changes before deployment, quantify their impact, and generate a complete audit trail.
Transition to AI with Confidence
Test rules, machine-learning models and new detection approaches in a mirrored environment. Prove coverage, measure performance, control false positives and build the evidence required for a safe, explainable and regulator-ready transition.
Optimize Existing Detection
Replace fragmented, manual tuning with a digital replica of your transaction-monitoring environment. Simulate threshold, scenario and segmentation changes before deployment, quantify their impact, and generate a complete audit trail.
Transition to AI with Confidence
Test rules, machine-learning models and new detection approaches in a mirrored environment. Prove coverage, measure performance, control false positives and build the evidence required for a safe, explainable and regulator-ready transition.
Build it. Test it. Prove it.
Build it. Test it. Prove it.
01
01
01
Build the Digital Twin
Build the Digital Twin
Build the Digital Twin
Reform reconstructs your transaction-monitoring environment in a secure simulation layer, including scenarios, thresholds, segmentation logic and historical outcomes.
Reform reconstructs your transaction-monitoring environment in a secure simulation layer, including scenarios, thresholds, segmentation logic and historical outcomes.
Replay Historical Data
Replay historical transactions and alerts through the Digital Twin to reproduce existing system behaviour and establish a measurable baseline before making changes.
02
02
02
Replay Historical Data
Replay Historical Data
Historical transactions are replayed through the Digital Twin to reproduce production behaviour and establish a measurable baseline before any changes are introduced.
Historical transactions are replayed through the Digital Twin to reproduce production behaviour and establish a measurable baseline before any changes are introduced.
03
03
03
Simulate New Scenarios
Simulate New Scenarios
Simulate New Scenarios
Safely test new rules, thresholds, segmentations, AI models and detection approaches without affecting live operations. Compare multiple configurations before selecting the strongest option.
Safely test new rules, thresholds, segmentations, AI models and detection approaches without affecting live operations. Compare multiple configurations before selecting the strongest option.
Measure the Impact
Quantify the effect on detection coverage, false positives, alert volumes and operational workload. Compare every proposed change against the current production environment.
04
04
04
Measure the Impact
Compare alerts, detection coverage, false positives and operational outcomes against the current production environment. Every decision is supported by transparent, measurable evidence.
Measure the Impact
Compare alerts, detection coverage, false positives and operational outcomes against the current production environment. Every decision is supported by transparent, measurable evidence.
05
05
05
Deploy with Confidence
Deploy with Confidence
Deploy with Confidence
Promote validated changes back into production with clear implementation instructions, supporting evidence and a complete audit trail for governance, validation and regulatory review.
Promote validated changes back into production with clear implementation instructions, supporting evidence and a complete audit trail for governance, validation and regulatory review.
TRANSACTION MONITORING
TRANSACTION MONITORING
Turn weeks
of AML
into hours
Turn weeks of AML into hours
Turn weeks of AML
into hours
Validate changes before they go live and eliminate late-stage surprises. Reform’s Digital Twin lets you simulate, optimise and test legacy transaction-monitoring systems in a controlled environment — accelerating change while reducing delivery risk.
Validate changes before they go live and eliminate late-stage surprises. Reform’s Digital Twin lets you simulate, optimise and test legacy transaction-monitoring systems in a controlled environment — accelerating change while reducing delivery risk.
Simulation & Optimisation
of Legacy TM Systems
SAFE TRANSITION TO AI
and next-generation detection
Simulation & Optimisation
of Legacy TM Systems
SAFE TRANSITION TO AI
and next-generation detection
Simulation & Optimisation
of Legacy TM Systems
SAFE TRANSITION TO AI
and next-generation detection
Meet the Board
Effective AML frameworks depend not only on sound governance and strong controls, but also on the ability to understand how those controls perform in practice. New approaches to leveraging technology to achieve more efficiency.
Effective AML frameworks depend not only on sound governance and strong controls, but also on the ability to understand how those controls perform in practice. New approaches to leveraging technology to achieve more efficiency.
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For readers focused on staying at the forefront of progress.
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FAQ
FAQ
Frequently
Asked
Questions
Frequently
Asked
Questions
Everything you need to know
Everything you need to know
What is an AML Digital Twin?
Does Reform replace our transaction monitoring platform?
Which transaction-monitoring platforms does Reform support?
What can be tested in the Digital Twin?
Can Reform validate AI and machine-learning models?
What is an AML Digital Twin?
Does Reform replace our transaction monitoring platform?
Which transaction-monitoring platforms does Reform support?
What can be tested in the Digital Twin?
Can Reform validate AI and machine-learning models?
What is an AML Digital Twin?
Does Reform replace our transaction monitoring platform?
Which transaction-monitoring platforms does Reform support?
What can be tested in the Digital Twin?
Can Reform validate AI and machine-learning models?
Request a Demo
© Reform Technologies 2026. All Rights Reserved.
© Reform Technologies 2026. All Rights Reserved.